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Why Insurance for Airbnb Hosts in Key West is so Important?
What Airbnb Insurance in Key West We’re Offering?
The breadth of Airbnb insurance coverage we extend in Key West is contingent upon a myriad of factors, encompassing the building’s age, construction materials, quantity of units, presence and type of fire sprinklers and smoke detectors, value of unit contents, rental income, and various other considerations.
Consequently, pinpointing the ideal insurance company in Key West can present a formidable challenge for owners of short-term rental properties. However, MasterHost stands ready to streamline the process by navigating the array of options available in the market, elucidating distinctions, and aiding you in the selection of a dependable Airbnb insurance provider in Key West, ensuring the safeguarding of your investment.
What’s Covered:
Typically, Airbnb insurance in Key West will cover major events like:
- Water and fire damage;
- Loss of rental income;
- Loss/damage of unit content (furniture, clothes, electronics, etc.);
- Unit improvements (new flooring, new cabinets, new appliances, etc.);
- Legal liability;
- Sewer back-ups;
- Earthquake damage.
What’s Not Covered:
Normally, standard contracts do not cover the following risks:
- Damage caused by pollution or mold;
- Intentional damage to property.
What Does the Cost of Vacation Rental Insurance in Key West Depend on?
The pricing of vacation rental insurance in Key West hinges on a multitude of factors, including the size of your rental space, its market value, geographical location, the breadth of coverage desired, and additional specifics.
For example, annual insurance premiums for a one-bedroom, one-bathroom condominium nestled in downtown Key West might span anywhere from $600 to $1000.